Interest rates and APRs are based on current market rates, are for informational purposes only, are subject
to change without notice and may be subject to pricing add-ons related to property type, loan amount,
loan-to-value, credit score and other variables - call for details. This is not a credit decision or a
commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage
insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be
available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking
into account such items as interest, most closing costs, discount points (also referred to as "points"), and
loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your
monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage
(ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly
payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down
payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are
for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no
warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied
warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole
risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or
related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or
punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is
aware of the possibility of such damages.
Harold L. Wallin is a graduate of the University of Chicago and the Washington University School of Law. He has been licensed to practice law in Illinois since 1994. He is a member of the Federal Trial Bar of the Northern District of Illinois.
For the last three years Mr. Wallin has been selected as one of the "Top Three DUI Lawyers in Chicago" by ThreeBestRated.com, one of the "Top Ten DUI Lawyers in Illinois" by the American Institute of DUI/DWI Attorneys and as one of Illinois’s Top 100 Criminal Trial Lawyers by the National Trial Lawyer's organization. For the last two years, he has been rated one of Chicago's Top 20 Criminal Defense Lawyers by Expertise.com.
Mr. Wallin is also a member of the Illinois State Bar Association (Sections on Traffic Laws and Courts), the Chicago Bar Association (Traffic Laws Committee and Judicial Evaluation Committee), the Illinois Lawyer & Substance Abuse Counselor Association and the Illinois Association of Criminal Defense Lawyers. He also serves as an arbitrator in the Cook County Mandatory Arbitration program.
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your sales consultant.